CPP & EI Calculator
Calculate Canada Pension Plan (CPP) contributions — including CPP2 — and Employment Insurance (EI) premiums based on your annual employment income.
Income & Location
CPP Contributions
CPP1 Rate5.9%
Max Pensionable Earnings$71,300
Basic Exemption$3,500
CPP1 Contribution$4,034
CPP2 Rate4.0%
CPP2 Contribution$148
Total CPP$4,182
EI Premiums
EI Rate1.6%
Max Insurable Earnings$65,700
EI Premium$1,077
Total CPP + EI Deductions$5,260
Your employer also contributes $4,182 CPP on your behalf (equal to your CPP contribution).
CPP & EI Explained
CPP1: 5.95% on earnings between the basic exemption ($3,500) and the Year's Maximum
Pensionable Earnings ($71,300 in 2025). Your employer matches this contribution.
CPP2 (since 2024): An additional 4% on earnings between $71,300 and $81,200 (2025).
This creates a second, higher tier of CPP benefits.
EI: 1.64% on insurable earnings up to $65,700 (2025). Your employer pays 1.4× your premium.
Quebec residents pay 1.32% because QPIP (Quebec Parental Insurance Plan) covers part of what EI covers elsewhere.