Canadian Income Tax Calculator
Calculate your combined federal and provincial income tax. Includes the Basic Personal Amount (BPA) non-refundable credit and full bracket breakdown.
Income Details
Tax Breakdown
Federal Effective Rate
13.0%
Combined Effective Rate
18.5%
Combined Marginal Rate
29.6%
Federal Tax Brackets
| Bracket | Rate | Taxable Amount | Tax |
|---|---|---|---|
| $0 – $57,375 | 15.0% | $57,375 | $8,606 |
| $57,375 – $114,750 | 20.5% | $17,625 | $3,613 |
| Basic Personal Amount Credit | −$2,419 | ||
How Canadian Income Tax Works
Canada uses a progressive tax system with both federal and provincial income taxes. You pay two separate taxes: one to the federal government (CRA) and one to your province.
The Basic Personal Amount (BPA) reduces your tax by giving you a non-refundable credit equal to the BPA multiplied by the lowest rate in each jurisdiction. This effectively makes your first ~$16,000 of income tax-free federally.
Quebec residents file a separate provincial return with Revenu Québec and pay federal tax on a different basis (the federal tax is reduced by a Quebec Abatement of 16.5%).